Laurence 
For many single parents, budgeting for family expenses can be quite challenging. When adding in investments for retirement, many single parents simply give up as they are strained to find the right way to invest scarce money. If you are a single parent who is considering the start to your investments and retirement planning, then … Read more
What are Stocks? Stocks are a portion of a company, and ownership of stocks represents partial ownership of a company. They are created when a corporation needs money, and sells parts of itself at a Public Offering. To illustrate the concept, imagine that you own a lemonade stand. It is mid-summer, business is booming, and … Read more
Bonds A corporation can borrow money by issuing a bond. Bonds come in $1,000 denominations with a specific maturity date and interest rate (the coupon rate). For example, a 10-year bond with a coupon rate of 8% will pay $80 annually for each $1,000 of principal, which will be returned at maturity. Interest is typically … Read more
The dividend yield is the amount of dividends you will earn annually as a percentage of the value of your investment. For example, if a stock is $20, and it pays a $0.25 per quarter, which is $1.00 per year, then the dividend yield is 5% APY. The following is a simple way to calculate … Read more
When it comes to the stock market, you should really invest your money in stocks that are based elsewhere around the world. Why is that? That is because with the way the economy is right now in the United States, it would be much wiser to invest your money in another country. Has the suffering … Read more
If you have very little knowledge of the stock market and no time to study it, you might want to consider “buying what you know.” Invest in companies that make products or provide services you like. This is the investment strategy that was preached by fund manager Peter Lynch in the 1990s and I think … Read more
Through stock market investments, it is possible to collect thousands of dollars in dividend payments each year. With this money, you can pay bills, purchase big-ticket items, or reinvest cash back into the market to generate additional wealth. To plan your budget, it is critical that you become familiar with the concept of dividend yield. … Read more
When you decide it is time to inch back into the stock market, dividend-paying stocks can help you boost your long-term returns. Cash dividends represent a distribution to the company’s owners (the holders of its common stock) of a portion of corporate profits. They must be approved by the Board of Directors and most often … Read more
For many investors there is no mystery in why investing in international stock markets are an appealing option. In a nut shell: more risk, hence, more gain. But not all is risk; in fact, you’ll find that investing in stock markets abroad can be pretty reliable. So the reasons why people don’t wander off into … Read more
Dividends are a division of property paid when you own stock in a company. The dividends may come through an estate, trust, partnership or sub chapter of a S corporation. The tax is deducted on the net profit in terms of the initial investment. Ordinary dividends Ordinary dividends are provided when a person owns stocks … Read more
The Virtual Stock Exchange (VSTEX) posted a L$0.05 per share dividend earlier this month along with their December, Quarter 4, and Annual Financial Reports. VSTEX made a profit of L$36,500 in the month of December. After having paid dividends in 4 of the last 5 Quarterly Dividend Cycles VSTEX is awarded a 3-Star Luminos Dividend … Read more
Commodities. A great way to keep your wealth safe and to consistently grow your investments is to invest in commodities. A good example of a commodity is Gold. Gold is your best bet long-term due to its consistent growth over time and having never been worth zero. There will likely continue to be a shrinking … Read more
For those without much experience, practice using different types of orders, tools, and surveying of the market can really help people to understand how to be successful. Updown.com is a website that allows free online stock trading practice, as users may simulate exchanges based on the actual market. Updown.com Stock Trading Practice A free website, … Read more
The equity stock market is unique in that it involves ownership. When investing in the bond market, the money market, or other securities issued by an institution to raise funds, the investor does not actually own a piece of the firm they are investing in. Instead, they own the debt, and are entitled to interest … Read more
For years there has been talk of ending the Alaska Permanent Fund Dividend by simply offering all qualified residents some sort of large pay-out in the 25K range. While as a lifelong Alaskan resident I have seen very little actual legislation on this suggestion, it is certainly a matter of public debate each year. Personally, … Read more
As I stare at the wall of water from tropical storm Debbie my vacation plans are in ruin so I turn my focus to the stock markets. I will be brief so not to lose you. Will the US markets go up, down or sideways today I ask myself after reading the financial publications from … Read more
One of the marvels of technology, more particularly global social net-working, is the youths’ aspirations have converged, at least much better than it ever was. Some countries are still fighting a battle to keep out the flow of news & views from across the globe but they know it is a losing one against the … Read more
Growth shares should be the first area for the private investors to specialize. Growth shares have the ability to increase earnings progressively at an above average rate year after year. The sectors to find growth stocks include; the pharmaceuticals, breweries, healthcare, pubs and restaurants, media, general retailers, support services and other financial. Although all companies … Read more
